w,f[kefjynfe,fcGJ&Sd vDa&Smwdkif;&if;om;OD;a&[m w½kwfwpfEdkifiHvHk;rSm&SdwJh vDa&Smwdkif; &if;om;OD;a&&Jh(3.3%)&SdNyD;? &ifusef;c½kdif taemufajrmufbuf&Sd ]pl;wif}NrdKYe,fywf0ef;usif rSmt"duaexdkifum? w,f[kefjynfe,fcGJwGif;u c½kdif? NrdKY&Gmrsm;&Sd awmifwef;awGay:rSm jzefYusufaexdkifMuygw,f/ ]pl;wif}NrdKYe,fudk vDa&Smwdkif;&if;om;wdkY&JhNrdKYe,fvdkY ac:a0:Edkif ovdk? vDa&Smwdkif;&if;om;wdkYrSm rdrd&Jhwdkif;&if;om;bmompum;&SdMuNyD;? xl;jcm;wJhyGJawmf tjzpf]awmif;urf;yGJ}udkvlodrsm;Muygw,f/ ]awmif;urf;yGJ}awmf&ufrsm;rSm rD;cJrD;awmufawG xJ vDa&Smwdkif;&if;om;wdkY[m olwdkYwzufurf;cwfwwfajrmufMuwJh ylusufaewJYxGefwHk; udkoGm;eJYudkufjcif;? rD;cJawGay:rSmajcAvmeJYjzwfausmfjcif;wdkYudk azsmfajzavh&SdMuwmaMumifh? vltrsm;u vDa&Smwdkif;&if;om;wdkYudk ]"g;awmifudkausmfí? rD;yifv,fudkjzwfwJh}wdkif;&if;om; vdkYwifpm;ac:a0:Muygw,f/ xdkYtwlvDa&Smwdkif;&if;om;trsm;pk[m a&S;½dk;ewfudkudk;uG,f,Hk MunfMuNyD;? aetdrfrsm;udk opf? 0g;? oufi,fwdkYeJYaqmufvkyfMuovdk? tdrfaqmuf&mrSm xkwfwef;awGtwGuf opf*Grsm;toHk;jyKaqmufvkyfwJhenf;eJY xkwfpGyfa,mufpGyfaqmufvkyf wJhenf;udk toHk;jyKMuum? tjyeftvSefulnDaqmufvkyfwJh a&S;½dk;tpOf tvm&SdwJhtwGuf tdrfopfwpfvHk;udk&ufydkif;twGif; aqmufvkyfNyD;pD;MuwmawGYjrifMu&rSmjzpfygw,f/ vDa&Sm wdkif;&if;om;wdkYtaeeJY tdrfopfwufwJhaeYrSm nvHk;aygufoDcsif;oDqdkuckefMuNyD;? tqdktu rSmuRrf;usifvdr®mMuygw,f/ vDa&Smwdkif;&if;om;wdkY[m aw;oDcsif;eJY rdrdwdkif;&if;om;ordkif; udk rsdK;qufwpfckNyD;wpfck vufqifhurf;oGm;vmcJhwmjzpfvdkY? aw;oDcsif;[mvDa&Smwdkif;&if; om;wdkY&Jh pdwf"gwf? ,Ofaus;rSK? aexdkifrSKb0udk rSwfwrf;wifazmfusL;wJh ta&;MuD;tpdwf tydkif;jzpfvdkY vmcJhygw,f/ vDa&Smwdkif;&if;om;wdkY[m wpfvifwpfr,m; pepfudkusifhoHk; MuNyD;? vli,frsm; taeeJY vGwfvyfpGmcspfa&;qdkEdkifMuovdk? xrif;? ajymif;? qwfwdkYudk t"dupm;oHk;MuNyD;? t&ufudkMudKufESpfoufum? acgifa&udkt"duxm;aomufoHk;Muygw,f/ t"duyGJawmf[m]ac:&SD}yGJjzpfNyD;? ESpfpOf w½kwfESpfqef; (19)&ufaeYrSm usif;yavh&SdMuygw,f/